Citi Card Best Buy Cash Back Free
This is in contrast to other popular 5% cash back cards on the market, which typically have a rotating category that changes every few months or requires that you spend at a certain retailer to earn 5% back.
citi card best buy cash back
The Citi Custom Cash Card is a cash back rewards credit card with no annual fee. It rewards card holders with 5% back on their most-used spending category each billing cycle, but every other purchase made with the card returns only 1% back.
This is done by giving you 5% back (on up to $500 spending) for the category in which you spend the most with the card each month. All other spending categories are worth 1% cash back during that billing period.
The cash back is awarded as Citi Thank You points, which can be redeemed for statement credits, direct deposits, check by mail, travel or Amazon purchases. There is no minimum for redeeming via statement credit or direct deposit.
Welcome Bonus Offer: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.
If you're looking to rack up your cashback with one of the best rewards credit cards, the Chase Freedom Unlimited can be a great way to earn up to 5% cash back. Also, the opportunity to earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back is an added bonus, especially since this card has no annual fee.
When selecting the best credit cards to use at Costco, we first began by identifying which cards this big box store accepts. We then analyzed credit card terms, including bonus rewards offered for Costco purchases as well as annual fees, cardholder perks, and spending bonuses for new card members. Our goal was to find affordable cards that offered both ample perks for cardholders as well as extra rewards for those who tend to spend a lot at Costco stores.
One of the best cards for online shopping is the\u00a0Citi\u00ae Double Cash Card where you can earn\u00a02% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Other cards you can use online at Costco.com include the Chase Freedom Flex\u2120 and Capital One Quicksilver Cash Rewards Credit Card.\u00a0
If you prefer cash back, points can be redeem for 0.7 cents each. Cash is applied instantly to your card balance. If you choose to redeem points in this way, then you can calculate your earnings as follows:
Most readers would do better to skip this card and to continue to earn lots of points by signing up for the best credit card offers. With a single great welcome bonus you can quickly earn more rewards than with a year of spending on the X1 card.
I am a US citizen living in Europe for a few years and this seems like a great card for somebody in my rather niche situation. All the straight 2% cards seem to have a foreign transaction fee or other major drawbacks. If others have a good expat card that beats this I am all ears but after about 45 days I am sold.
That being said, take a look at the Greenlight Financial Family Cash Card. 3 percent cash back on all purchases and no foreign transaction fees. And, the Credit One Bank Wander Card, which offers 5 percent cash back on travel and dining purchases.
As far as I know, Nike is still 1%. That is a generic BS response you got from some offshore rep most likely. The other merchants pay it off are merely like as if you did cashback, so they did not add those vendors to the preferred list. You might think they did but its really like other cards that let you credit for example travel purchases with points or something. Why were you redeeming for Nike GC? To use in store?
Its a rolling 24 months. Its not a big deal. Tell me how many Chase cards are must have life and death cards? INK cards have 80K bonus. Its 24 months rolling regardless. I get what card programs that work for me and over the years had just about any and every major card that exists. Not only that but Chase business cards dont count toward that 5/24. As underwriters tighten up as we head toward a recession that may also cause carriers like Chase to tighten as well as they have in the past. For example for a straight cashback program Paceline at 3%/5% is one of the very best for those whofollow the process there.
And this blog definitely conditioned me to consider 2x TY points to be superior to 2.1% cb (or even 3.0% cb). Of course, dealing with transferrable currencies is extremely headachy. X1 sits somewhere between the simplicity of 2% cash back and the value of 2x transferrable points.
I agree that 2.1% is not exciting, but it is better for many people than other options. Most 2% cards have foreign transaction fees. This does not. Cards with better than 2% rewards usually have big hoops to overcome (like BOA $100K investment requirement), are hard to get approved, or have earning caps.
Discover one of Citi's best cash back rewards cards designed exclusively for Costco members4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter3% cash back on restaurants and eligible travel purchases2% cash back on all other purchases from Costco and Costco.com1% cash back on all other purchasesNo annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchasesReceive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto RicoHighlights:$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.No annual fee and no expiration on rewards.Contactless Cards - The security of a chip card, with the convenience of a tap.This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.Highlights:Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.To earn cash back, pay at least the minimum due on time.Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness.Balance Transfers do not earn cash back. Intro APR does not apply to purchases.If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).Apply Now for Costco Anywhere Visa Card by CitiOnCiti'sSecure Website.
5% cash-back on the first $1,500 spent each quarter in categories that change every three months (offer must be activated to receive elevated cash-back); 5% cash-back on travel booked through Chase Ultimate Rewards; 3% cash-back at drugstores and on eligible dining-related purchases; 1% cash-back on all other qualifying purchases
Another no-annual-fee card, The Chase Freedom Flex Card offers 5% cash-back on the first $1,500 spent each quarter in categories that change every three months when you activate. You'll also get 5% back on travel booked through Chase Ultimate Rewards, 3% back at drugstores and on eligible dining-related purchases and 1% back on everything else. Without set categories, however, it can be difficult to know whether you can maximize the 5% bonus every quarter.
However, it may not make sense to use just this card for all of your purchases because of its mediocre base rewards rate. Consider pairing it with a credit card that offers 1.5% or even 2% back on all purchases to maximize your cash back.
With the Citi Custom Cash Card, cardholders earn 5% cash back on the first $500 spent on purchases in their top eligible spending category each billing cycle and 1% cash back thereafter. Cardholders earn unlimited 1% cash back on all other card purchases.
Cash back earned with the Citi Custom Cash Card comes in the form of Citi ThankYou Points. You can redeem ThankYou Points online for redemption options that include statement credits, cash back via direct deposit or paper check, gift cards, travel rewards, Shop with Points at Amazon and other online retailers, and much more. You can also choose to donate your points to charities. ThankYou Points carry no minimum redemption requirements for statement credits or direct deposit redemptions.
Citi Custom Cash Card cardholders earn 5% cash-back in their top eligible spending category. Customers also earn unlimited 1% cash-back outside of the highest spending category each billing cycle. Eligible top spending categories include restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs and live entertainment.
Discover credit cards are built to give you great rewards and the service you deserve, from our flagship cash back credit cards to our flexible travel credit card. Compare credit cards to find which offer is right for you. Use our interest calculator to estimate your monthly payment.
The redemption value for Citi ThankYou points varies by the card used and how the points are redeemed. However, most cardmembers can expect a value of 0.5 cents to one cent per point. Eligible cardmembers can use ThankYou points to book travel, purchase merchandise or gift cards, receive a statement credit or cash back or make a charitable donation. Points can also be transferred to select travel loyalty programs. 041b061a72